I can't please everyone. All of us ARE flawed.

And fuckin' standchart. Although the statement date always reflect a date earlier than mid-month, I ALWAYS receive the fuckin bill quite late and quite near t the payment date. I don't know if it's the posting services, or is it standchart. But all in all, am really dissatisfied with their service even though it's just a student credit card. There was this time when I clearly did NOT exceed any limit (not even near it?), and they charged me with an 'overlimit charge'. Seriously. I want t terminate the line already.